![]() ![]() “Soft” inquiries may result from checking your own credit reports, companies extending you pre-approved offers of credit or insurance, or your current creditors conducting periodic account reviews. Inquiry information: There are two types of inquiries: “soft” and “hard.”.Under certain circumstances, it may not contain all your credit accounts, such as a closed account that has dropped off your report after a certain period of time, or an account not reported to Equifax by one of your creditors. ![]()
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